Skamania County is home to some of this nation’s most beautiful parks and landmarks. From the majestic Cascade mountain range and the volcanic Mount St. Helen’s to the free flowing Columbia River below, residents and visitors alike are able to explore the natural delights that this area has to offer by foot, watercraft, and mountain bike.
There are a number of hiking areas which residents from Washington, Oregon and beyond take advantage of throughout the year, such as those along the Gifford Pinchot National Forest, the Columbia River Gorge, and Beacon Rock State Park.
Skamania County encompasses two cities – Stevenson and North Bonneville – though is home to a number of other communities including the census-designated Carson River Valley. Together these areas have a combined population of just over 11,000 residents, the majority of which are married couples with children under the age of 18.
Wage Garnishment and Bankruptcy in Washington State
Facing financial hardship is difficult enough to face alone, but for families with children, it becomes an even greater and more troubling issue. Washington State is home to hundreds of thousands of young families, and Skamania County is no different. Fortunately there are laws in Washington State which help limit the amount that creditors can garnish from one’s wages, and ways in which it can be stopped all together.
Wage Garnishment Explained
A wage garnishment (also referred to as a wage attachment) is an order that a court or government agency will submit to your employer which advises the employer to withhold a certain amount of money from your pay check. This money is then sent directly to your creditor.
Most creditors are not able to obtain a wage garnishment order until they have first received a judgment that states that they are owed money from you. For example, if you are behind on paying a medical bill, they cannot garnish your wages unless you’ve been sued and they receive a judgment.
When Can a Creditor Garnish My Wages?
A creditor can typically garnish up to 25% of your wages if you have been sued by them and they’ve received a judgment, or you can be garnished without a court judgment for:
- Court ordered child support or support arrears
- Defaulted student loans
- Unpaid income taxes
- Bankruptcy: Putting a Stop to Wage Garnishments
When one files for bankruptcy, an automatic stay immediately goes into effect, meaning that most creditors can no longer garnish your wages or collect money from you. In order for a creditor to continue to garnish your wages once a stay is in place, they need to ask the court to lift the stay. The creditor must have what the court believes to be a valid reason to request that the stay be lifted.
Whether you are facing wage garnishment, bankruptcy or are exploring your debt repayment options, the law office of Erin Bradley McAleer is here to help.
Please call us today for your free consultation at (360) 334-6277.
Directions to Our Vancouver Criminal Defense Attorneys from Skamania County, WA
These directions are from Google Maps starting from:
Skamania County, WA
Total Est. Time: 1h 49 mins
Total Est. Distance: 70.1 mi
- Head southeast on NF-121 toward NF-67
- Turn left onto NF-67
- Slight right onto NF-65
- Turn left to stay on NF-65
- Keep right to stay on NF-65
- Turn right onto Old State Rd
- Turn left onto Wind River Rd
- Keep right to stay on Wind River Rd
- Slight right onto WA-14 W
- Take the Interstate 5 N exit toward Seattle
- Merge onto I-5 N
- Take exit 1C-1D for 4th Plain Blvd
- Keep left at the fork to continue toward E 4th Plain Blvd
- Turn left onto E 4th Plain Blvd
- Turn left onto Main St
- Destination will be on the right
We are located at:
3709 E. Fourth Plain Blvd.
Vancouver, WA 98661